Tailored Financing Solutions for Exotic and Collector Cars
- Up to 20 year financing available
- Quick and convenient pre-approval
- Hassle-free soft credit pull
- Calculate your monthly savings today
Marques we Finance
We finance additional select vehicles
Why Rizz
3 Simple Reasons
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Lowest Monthly Payments Anywhere
Structured loan options - up to 20 years - designed to offer affordable and manageable monthly payments.
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Expert Customer Support
We provide personalized and dedicated customer service throughout the loan process, from application to loan completion.
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Private Party and Dealer Financing
Flexible solutions for both private party transactions and dealer purchases, ensuring convenience and accessibility.
/ Exotic cars
Drive your Dream Car with Rizz's Unbeatable Payments
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Porsche 911 Turbo S
|$185,000
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Typical Bank
$2,196 -
Rizz Payment
$1,135 -
Monthly Savings
$1,061
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Lamborghini Urus Performante
|$355,000
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Typical Bank
$3,589 -
Rizz Payment
$2,172 -
Monthly Savings
$1,417
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Audi R8 V10 Plus
|$150,000
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Typical Bank
$1,861 -
Rizz Payment
$920 -
Monthly Savings
$941
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Ferrari 488
|$240,000
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Typical Bank
$2,975 -
Rizz Payment
$1,470 -
Monthly Savings
$1,505
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McLaren 620R
|$295,000
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Typical Bank
$3,561 -
Rizz Payment
$1,808 -
Monthly Savings
$1,753
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Our Quick & Easy Process
Get Pre-Approval in Minutes
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step 1
Initial Inquiry and Consultation
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step 2
Pre-Approval and Rate Quote
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step 3
Full Application and Loan Finalization
FAQ
Frequently asked questions
What types of vehicles does Rizz finance?
Rizz specializes in financing exotic, luxury, collector, classic, and specialty vehicles. We finance brands such as Ferrari, Lamborghini, Porsche, McLaren, Aston Martin, Bentley, Rolls-Royce, Ford GT, and many other premium automobiles. We also consider many collector and enthusiast vehicles that traditional lenders may not finance.
Can I finance a vehicle purchased from a private seller?
Yes. We finance both dealership purchases and private-party transactions nationwide. Our team works directly with buyers, sellers, and dealerships to ensure a smooth, secure closing process from start to finish.
Can I refinance my current exotic or collector car loan?
Absolutely. Whether you're looking to lower your monthly payment, adjust your loan term, reduce your interest rate, or access equity in your vehicle, Rizz offers refinancing solutions designed specifically for luxury and collector vehicles.
How long are your loan terms?
We offer flexible loan terms tailored to luxury and specialty vehicles. Qualified borrowers may be eligible for loan terms of up to 20 years on select vehicles, helping make ownership more affordable with lower monthly payments.
Why finance an exotic car instead of paying cash?
Many of our clients have the ability to pay cash but choose financing to preserve liquidity. Financing allows them to keep capital available for investments, business opportunities, or other financial goals while enjoying ownership of the vehicle they want.
Do you charge prepayment penalties?
No. You may pay off your loan early or make additional principal payments at any time without incurring a prepayment penalty.
How quickly can I get approved?
Most qualified applicants receive a lending decision within one to two business days. Once all required documentation has been received, funding is completed as quickly as possible so you can take delivery of your vehicle without unnecessary delays.
What credit score do I need to qualify?
We evaluate every application individually. While strong credit generally provides access to the most competitive financing options, we also consider factors such as income, assets, vehicle type, and overall financial profile—not just your credit score.
What makes Rizz different from a traditional bank?
Unlike traditional banks that focus primarily on everyday vehicles, Rizz specializes exclusively in luxury, exotic, collector, and specialty automobiles. Our experienced team understands these unique assets and offers flexible financing solutions, personalized service, and loan structures designed specifically for automotive enthusiasts and collectors.
What is a balloon payment, and how does it work?
Rizz loan programs include a balloon payment, which is a larger final payment due at the end of the loan term. This financing option can help reduce your monthly payments throughout the life of the loan.
Before your loan matures, you'll generally have several options, subject to the terms of your loan agreement and qualification requirements:
Pay the remaining balloon balance in full. Refinance the remaining balance. Sell or trade the vehicle and use the proceeds to satisfy the remaining loan balance.
Your Rizz financing specialist will explain the balloon payment and answer any questions before you finalize your financing.
Apply Now
At Rizz Lending, we understand the exclusive nature of owning an exotic car. We're here to provide the exceptional financial solutions you've been searching for, perfectly tailored to your needs. Our mission is to help you secure the dream car you’ve always wanted. Click the button below to make your dream car a reality.
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