The Borrow Smart math
Paying cash is the
expensive option.
A lower monthly payment isn't a compromise. It's a strategy. Our financing helps you enjoy the drive without tying up all of your cash.
Your monthly payment
$10,436
/mo
Minimum 20% down. Illustrative only; rates, amortized terms, and approval depend on the vehicle, borrower, and loan amount. Not a rate quote.
What actually moves the payment.
The amortized term
Rizz offers amortized terms of 120, 180, or 240 months. Lower your monthly payment and drive the car you really want.
The amount financed
The more you put down, the lower your monthly payment. We'll help you find the right balance.
The opportunity cost
Your money has options. Financing may allow you to keep more capital working while still driving the car you want.
Already own it? Leasing it?
Two of the smartest options we offer: pull equity out of a car you own, or take a lease off the table for good.
Turn equity into liquidity.
Own your exotic outright or have real equity in it? Refinance and pull cash out. Keep the keys and put your capital to work elsewhere.
Explore cash-out refinance →Keep the car the lease wants back.
Love the car you're leasing? We'll finance the buyout so your car stays in your garage.
Explore lease buyout →Get more car for less monthly.
Get approved today.