The R8 V10 Plus is the exotic people actually drive. It has the same naturally aspirated V10 family as the Huracán, quattro grip, and a cabin you can sit in for a road trip. Audi has ended R8 production, so clean examples are getting harder to find.
Audi R8 V10 Plus Financing with Rizz Lending
Banks often treat an R8 like any used Audi and offer a short term with a big payment. We price it as the exotic it is.
What we look at
Mileage and service history come first. We also check whether it's a first-gen or second-gen car, what condition the carbon and ceramics are in, and whether the title is clean. Get a pre-purchase inspection from a shop that knows the V10.
How the loan works
Rizz Lending loans spread monthly payments over 120, 180 or 240 months. They are not 20-year loans: each loan matures at 84 months, and at that point the remaining balance (a balloon payment) is due. The borrower can pay it off, apply to refinance it or sell the car. There is no prepayment penalty.
Here are our basics:
- Credit: typically a 700+ FICO.
- Down payment: at least 20%, and up to 40% depending on the car, the borrower and the loan amount.
- Amount financed: $80,000 minimum, up to $1M+.
- Use: personal use only. No rentals, Turo, ride-share or livery.
Many R8s trade below six figures. If the car you want comes in under the $80,000 minimum financed, a newer or higher-spec car may fit better. See the full list on our Vehicles page.
Dealer or private party
We finance both. On a private sale we confirm the title, coordinate any lien payoff and handle the funds, so neither side has to trust a wire.
Already leasing one?
If you're leasing an R8 and want to keep it, we can finance the lease buyout.
The process
- Soft-pull application. Takes a few minutes and won't touch your score.
- Approval. Typically within 24 hours.
- Documents and funding. We work with the dealer or seller to close.
FAQ
Is this a 20-year loan? No. Payments are spread over up to 240 months, but the loan matures at 84 months with a balloon payment. You can pay it off, apply to refinance or sell the car.
Can I pay it off early? Yes. There's no prepayment penalty.
Can I put it on Turo? No. We finance personal-use cars only.
Get started
Run your numbers on the Borrow Smart calculator. Check your options with a soft credit pull on our application. It won't affect your score, and approvals typically come back within 24 hours. Prefer to talk? Call 801-880-9955.